The Path to Retirement
Planning Early for Retirement Helps Achieve Peace of Mind
When approaching retirement it is every person’s dream to feel confident they will be able to enjoy a secure, comfortable retirement. With people now living longer, healthier lives, one needs to plan to spend more time in retirement than our parents and grandparents did. Reaching your goal of a secure, comfortable retirement is much easier when you plan in advance.
Social Security Retirement Planner Can Help You Now
One good place to begin thinking about planning for your retirement is with the Social Security Planner. Through this link you can find tools and guides to help you think through this important phase of your life.
If you are:
Looking for information, you can:
Use the Retirement Estimator and the other benefit calculators to test different retirement ages or future earnings amounts
Learn about Social Security programs
Find out what happens if you work after you retire or if you are already a Medicare Beneficiary
Learn how certain types of earnings and pensions can affect your benefits.
Already near retirement age, you can:
Get information about how members of your family may qualify for benefits
Find instructions on how to apply for benefits and what supporting documents you may need to furnish
Close to age 65, you can find out how to apply for just Medicare. You may need to sign up for Medicare close to your 65th birthday, even if you will not be retired by that time.
Some health insurance plans change automatically at age 65.
If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits will start automatically.
There are several options to consider when approaching retirement. Below are just a few key areas we can help you with.
-
Retirement Income You Can't Outlive
A source of guaranteed income can bring you peace of mind as you make the leap into your retired years.
-
Protection from Market Risk
Having a portion of your portfolio protected from market downturns can create a sense of confidence in retirement. This could allow you to sleep soundly when the market dips and dives knowing a portion of your hard earned savings are protected.
-
Access to Funds for a Health Care Crisis
Everyone hopes for a healthy retirement, but we all know too well that health issues tend to become more frequent as we age. Having an income plan when facing a medical diagnosis can be critical to preserving your hard earned assets.